Cover matched to value
We advise on an appropriate sum insured so you are neither over-insured nor under-insured.
Motor Insurance
Drive With Confidence
Whether you own a personal vehicle, commercial vehicle or fleet, Ankaplace helps you find insurance protection suited to your needs.
Overview
What this cover does
Motor insurance protects you against the cost of damage to your vehicle and your legal liability to other road users. In Kenya, third party cover is a legal requirement for every vehicle on the road.
We help you decide how much protection is appropriate based on the value and use of your vehicle, then arrange cover with a reputable underwriter and support you at renewal and at claim.
Who it's for
Is this right for you?
- Private car owners insuring a family or personal vehicle
- Owners of new or financed vehicles requiring comprehensive cover
- Businesses running delivery vans, trucks or PSVs
- Organisations managing a fleet of vehicles
- Drivers renewing an expiring policy
- Buyers of a first or second-hand vehicle
Key benefits
Why clients choose this cover
Market comparison
We review options across underwriters rather than defaulting to a single provider.
Claims accompaniment
We guide you through reporting, assessment and documentation after an incident.
Renewal reminders
We keep track of expiry dates so your cover never lapses unintentionally.
Optional extensions
Excess protector, political violence and terrorism, courtesy car and towing where available.
Fleet administration
Consolidated schedules and vehicle additions or deletions handled for you.
Coverage options
Choose the level of protection
01
Comprehensive
Own damage, theft, fire and third party liability — the widest standard protection.
02
Third Party Only
Covers your legal liability for injury to others and damage to their property.
03
Third Party, Fire & Theft
Third party liability plus loss of your vehicle by fire or theft.
04
Commercial Motor
Cover for vehicles used in business, including own goods and general cartage.
05
Fleet Insurance
A single programme covering multiple vehicles under one renewal date.
Important considerations
Before you take cover
- Declare the correct use of the vehicle — private, commercial or PSV — as this affects validity of cover.
- The sum insured should reflect current market value; under-insurance can reduce a claim settlement.
- Check the excess payable and whether an excess protector is worthwhile for your usage.
- Vehicles above a certain age may only be eligible for third party or restricted cover.
- Report accidents and theft promptly to both the police and your insurer.
FAQ
Common questions
Get a Motor Insurance Quote
Complete the form and an Ankaplace advisor will follow up with suitable options.
Ready to Protect What Matters Most?
Speak with an Ankaplace insurance advisor today and find the protection that's right for you.