Inpatient protection
Hospital admission, surgery, ICU and related costs up to your chosen limit.
Medical Insurance
Health Cover You Can Count On
Medical treatment costs can escalate quickly. We help individuals, families and employers arrange health cover that is affordable and genuinely useful when it is needed.
Overview
What this cover does
Medical insurance meets the cost of treatment, from routine consultations to hospital admission. Plans differ widely in limits, waiting periods and the hospitals you can access.
We compare inpatient and outpatient limits, maternity and dental or optical benefits, and explain the exclusions clearly so there are no surprises at the point of treatment.
Who it's for
Is this right for you?
- Individuals seeking personal health cover
- Families planning for children's healthcare and maternity
- Employers arranging group medical schemes
- Self-employed professionals without employer cover
- Members topping up an existing scheme
- Retirees seeking age-appropriate cover
Key benefits
Why clients choose this cover
Outpatient access
Consultations, diagnostics and prescribed medication on an outpatient basis.
Family cover
One plan covering principal member, spouse and dependants.
Maternity benefits
Pre-natal, delivery and post-natal cover subject to the applicable waiting period.
Provider networks
Guidance on hospitals and clinics accessible under each scheme.
Group schemes
Employee medical benefits structured to suit your payroll and headcount.
Coverage options
Choose the level of protection
01
Inpatient Only
A cost-effective plan focused on major medical events and hospitalisation.
02
Inpatient + Outpatient
Day-to-day treatment combined with hospital cover.
03
Family Plan
Shared or per-member limits covering the whole household.
04
Group Medical
Employer-sponsored cover with optional dental, optical and last expense.
05
Optional Riders
Dental, optical, maternity and evacuation extensions where available.
Important considerations
Before you take cover
- Most schemes apply waiting periods for maternity, chronic conditions and pre-existing illnesses.
- Declare medical history accurately — non-disclosure is a common reason claims are declined.
- Confirm which hospitals and clinics are in the provider network before you need care.
- Compare the outpatient limit carefully; it is often the benefit families use most.
- Premiums are usually age-banded, so cover typically costs more as members get older.
FAQ
Common questions
Get a Medical Insurance Quote
Complete the form and an Ankaplace advisor will follow up with suitable options.
Ready to Protect What Matters Most?
Speak with an Ankaplace insurance advisor today and find the protection that's right for you.