Property protection
Buildings, stock, machinery and fit-out against fire and allied perils.
Business Insurance
Protect Your Business. Secure Your Future.
Businesses face different risks depending on what they do, where they operate and who they employ. Ankaplace helps you identify those exposures and arrange appropriate insurance protection.
Overview
What this cover does
A business insurance programme brings together several classes of cover — property, liability, motor, people and specialist risks — under one coordinated review.
We start with a risk assessment of your premises, operations and contracts, then structure cover that reflects your real exposure and your contractual obligations to landlords, lenders and clients.
Who it's for
Is this right for you?
- Retailers, wholesalers and distributors
- Manufacturers and light industry
- Professional services and consultancies
- Hospitality, schools and healthcare facilities
- Contractors and construction firms
- Businesses tendering for contracts that require cover
Key benefits
Why clients choose this cover
Liability defence
Public, product and employer liability including defence costs.
Business interruption
Loss of gross profit and ongoing costs while you recover from an insured event.
People cover
Work injury benefits, group medical, group life and personal accident.
Commercial motor
Company vehicles, delivery fleets and goods in transit.
Professional risks
Professional indemnity and management liability for advisory businesses.
Coverage options
Choose the level of protection
01
SME Package
A bundled policy covering the common exposures of a small business at one premium.
02
Property & Fire
Material damage cover with theft, burglary and allied perils extensions.
03
Liability Suite
Public liability, product liability and employer liability arranged together.
04
Business Interruption
Indemnity period tailored to how long recovery would realistically take.
05
Employee Benefits
WIBA, group life and medical structured around your headcount.
06
Specialist Covers
Fidelity guarantee, money, goods in transit, marine and engineering.
Important considerations
Before you take cover
- Sums insured should reflect reinstatement cost, not book value, to avoid average being applied.
- Review cover whenever you add premises, stock lines, vehicles or employees.
- Business interruption indemnity periods are often set too short — plan for realistic recovery time.
- Check contractual insurance requirements in leases and client agreements before finalising limits.
- Maintain records, valuations and safety measures; they support both premiums and claims.
FAQ
Common questions
Get a Business Insurance Quote
Complete the form and an Ankaplace advisor will follow up with suitable options.
Ready to Protect What Matters Most?
Speak with an Ankaplace insurance advisor today and find the protection that's right for you.